fix: user validation error inside the forgotPassword operation in the cases where user had localised fields (#12034)

### What?
So, while resetting the password using the Local API, I encountered a
validation error for localized fields. I jumped into the Payload
repository, and saw that `payload.update` is being used in the process,
with no locale specified/supported. This causes errors if the user has
localized fields, but specifying a locale for the password reset
operation would be silly, so I suggest turning this into a db operation,
just like the user fetching operation before.
### How?
I replaced this:
```TS
    user = await payload.update({
      id: user.id,
      collection: collectionConfig.slug,
      data: user,
      req,
    })
 ```
 With this:
 ```TS
     user = await payload.db.updateOne({
      id: user.id,
      collection: collectionConfig.slug,
      data: user,
      req,
    })
```
So the validation of other fields would be skipped in this operation. 
### Why?
This is the error I encountered while trying to reset password, it
blocks my project to go further :)
```bash
Error [ValidationError]: The following field is invalid: Data > Name
    at async sendOfferEmail (src/collections/Offers/components/SendEmailButton/index.tsx:18:20)
  16 |     try {
  17 |       const payload = await getPayload({ config });
> 18 |       const token = await payload.forgotPassword({
     |                    ^
  19 |         collection: "offers",
  20 |         data: {
{
  data: [Object],
  isOperational: true,
  isPublic: false,
  status: 400,
  [cause]: [Object]
}
cause:
{
  id: '67f4c1df8aa60189df9bdf5c',
  collection: 'offers',
  errors: [
    {
      label: 'Data > Name',
      message: 'This field is required.',
      path: 'name'
    }
  ],
  global: undefined
}
```

P.S The name field is totally fine, it is required and filled with
values in both locales I use, in admin panel I can edit and save
everything without any issues.


<!--

Thank you for the PR! Please go through the checklist below and make
sure you've completed all the steps.

Please review the
[CONTRIBUTING.md](https://github.com/payloadcms/payload/blob/main/CONTRIBUTING.md)
document in this repository if you haven't already.

The following items will ensure that your PR is handled as smoothly as
possible:

- PR Title must follow conventional commits format. For example, `feat:
my new feature`, `fix(plugin-seo): my fix`.
- Minimal description explained as if explained to someone not
immediately familiar with the code.
- Provide before/after screenshots or code diffs if applicable.
- Link any related issues/discussions from GitHub or Discord.
- Add review comments if necessary to explain to the reviewer the logic
behind a change

### What?

### Why?

### How?

Fixes #

-->

packages/payload/src/auth/operations/forgotPassword.ts

@@ -138,15 +138,17 @@ export const forgotPasswordOperation = async <TSlug extends CollectionSlug>(
       return null
     }
 
-    user.resetPasswordToken = token
-    user.resetPasswordExpiration = new Date(
+    const resetPasswordExpiration = new Date(
       Date.now() + (collectionConfig.auth?.forgotPassword?.expiration ?? expiration ?? 3600000),
     ).toISOString()
 
     user = await payload.update({
       id: user.id,
       collection: collectionConfig.slug,
-      data: user,
+      data: {
+        resetPasswordExpiration,
+        resetPasswordToken: token,
+      },
       req,
     })