chore: add issue templates

.github/ISSUE_TEMPLATE/BUG_REPORT.md

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+---
+name: Bug Report
+about: Create a bug report for Payload
+labels: 'bug'
+---
+
+# Bug Report
+
+<!--- Provide a general summary of the issue in the Title above -->
+
+## Expected Behavior
+
+<!--- Tell us what should happen -->
+
+## Current Behavior
+
+<!--- Tell us what happens instead of the expected behavior -->
+
+## Possible Solution
+
+<!--- Not obligatory, but suggest a fix/reason for the bug, -->
+
+## Steps to Reproduce
+<!--- Steps to reproduce this bug. Include any code, if relevant -->
+1.
+2.
+3.
+4.
+
+## Detailed Description
+
+<!--- Provide any other additional details -->
+<!--- Payload version, browser, etc -->

.github/ISSUE_TEMPLATE/FEATURE_REQUEST.md

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+---
+name: Feature Request
+about: Suggest an idea for improving Payload
+labels: 'enhancement'
+---
+
+# Feature Request
+
+<!--- Provide a general summary of the proposed feature -->
+<!--- Is it related to a problem you are having? -->
+
+## Use-Case
+
+<!-- Describe your specific use-case and why you think this feature would be beneficial -->
+
+## Additional Detail
+
+<!-- Add any other relevant detail -->

.github/ISSUE_TEMPLATE/config.yml

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+blank_issues_enabled: false
+contact_links:
+  - name: Question about Payload
+    url: https://github.com/payloadcms/payload/discussions
+    about: Please ask Payload-related questions in our GitHub Discussions